Frequently asked questions
Answers to the most common questions about credit cards and our comparison.
Which credit card is the best?
The best credit card depends on your needs. Permanently free cards suit everyday use, cards without foreign currency fees suit travel.
Can I get a credit card without SCHUFA?
Yes. Prepaid credit cards and many debit cards work without a SCHUFA check.
How much does a credit card cost?
Many credit cards are permanently free. Others cost between €30 and over €600 in annual fees.
How long does the credit card application take?
The online application takes just a few minutes. With VideoIdent you often receive approval immediately.
Is the comparison really free?
Yes, our credit card comparison is 100% free and non-binding for you.