Compare credit cards 2026
Put up to four credit cards side by side – all fees, interest, cashback and features in one clear table. The "differences only" view shows at a glance what really sets the cards apart, instead of wading through identical rows. Independent, commission-free and with no affiliate links.
How the comparison works
In three steps you put your chosen cards side by side – no sign-up, completely free:
- Pick up to four credit cards you want to compare.
- Compare fees, interest, cashback and features row by row.
- Use “differences only” to hide everything identical and see just what truly sets the cards apart.
Example: our three top-rated cards
A default comparison of the currently top-rated personal cards – swap any of them in the tool above:
| Attribute | Trade Republic Card | Consors Credit Card Gold Light | C24 Smart Debit Card |
|---|---|---|---|
| Score | 9.5 / 10 | 9.2 / 10 | 9.2 / 10 |
| Annual fee | €0 | €0 | €0 |
| Foreign currency fee | 0 % | 0 % | 0 % |
| Free cash worldwide | Yes | Yes | Yes |
| Effective interest | – | – | – |
| Travel insurance | No | No | No |
What matters when comparing
Never compare the annual fee alone: what counts is the full picture of foreign currency fee, cost of cash withdrawals, effective interest on installments plus cashback and extras. Our transparent overall score sums up exactly these factors – see the methodology page for how it is calculated. Not sure which cards suit you? The card finder gives you a recommendation in five questions, or browse the full comparison.
Good to know: we rate personal and business credit cards in separate leagues because they follow different standards – their overall scores are therefore not directly comparable. Within a league, though, you can safely compare cards side by side. All conditions are kept up to date and come from publicly available sources; the respective provider's details always take precedence. So you compare fairly, transparently and with no hidden commission interests.