Hanseatic Bank Credit Cards Compared 2026

Hanseatic Bank is a German bank based in Hamburg with a focus on the credit card business, offering cards partly in cooperation with partners. The individual cards differ in fee model, benefits and orientation. When choosing, pay particular attention to the annual fee, the conditions for payments abroad and the repayment options. In this comparison you will find the available Hanseatic Bank cards with their respective conditions presented transparently.

Who is it for?

For users who want to compare cards from a bank specialized in credit cards and find the right conditions.

What to look out for

• Annual fee and fee model
• Conditions for payments and withdrawals abroad
• Repayment options (e.g. full or installment payment)
• Included extras
• Card type (credit, debit or prepaid function)

At a glance

• Cards compared: 3
• Card types: 3 credit cards with revolving option
• No annual fee: 2 of 3; otherwise €58.80 per year
• No foreign transaction fee: 3 of 3
• With revolving credit option: 3 of 3; APR 19.92% to 25.79%
• With travel insurance: 1 of 3
• No SCHUFA check: 0 of 3

Calculated automatically from the current card data in this comparison.

Recommendations compared

1. Hanseatic Bank GenialCard – Popular fee-free credit card with free cash withdrawals abroad. Score: 8.9/10 (Very good) · Annual fee: €0 · Bonus: — · Rating: 8.2/10
2. Deutschland-Kreditkarte Classic – Well-known free Visa credit card with no account requirement, recommended by Stiftung Warentest. Score: 8.7/10 (Very good) · Annual fee: €0 · Bonus: — · Rating: 8.7/10
3. Hanseatic Bank Goldcard – Gold credit card with travel insurance and fee-free withdrawals worldwide for €4.90 a month. Score: 6.9/10 (Fair) · Annual fee: €58.80 · Bonus: — · Rating: 8.0/10

All information without guarantee (continuously updated). Conditions may change – the provider's details are always decisive.

Related guides: Types of credit cards in Germany explained · Credit card fees and how to avoid them

Frequently asked questions

Which cards does Hanseatic Bank offer?

Hanseatic Bank offers several credit cards with different fees and benefits, partly in cooperation with partners. Currently included in our comparison: Hanseatic Bank GenialCard, Deutschland-Kreditkarte Classic and Hanseatic Bank Goldcard. The conditions of each card are shown in the overview on this page.

What should I look out for with Hanseatic Bank cards?

Pay attention to the annual fee, the conditions abroad and the repayment options. Also check whether it is a credit, debit or prepaid function.

Which card suits you best?

Use your personal usage profile to calculate the real annual cost of every card.