Pleo Starter Company Card
Company cards with spend management for teams.
Score: 9.3 / 10 · Excellent
Rating: 8.2 / 10 · No reviews yet
Best for: Teams & startups
Overview
The Pleo Starter Firmenkarte is a prepaid card from Pleo (Mastercard Commercial) on the Mastercard network. Company cards with spend management for teams. It comes with no annual fee on a permanent basis. A surcharge of 2.49 % applies to payments in foreign currency.
Who is it for?
The card is particularly suited to teams & startups. Its strengths lie in mobile payments. It is issued without a German IBAN, so no additional checking account is strictly required. As a prepaid card only pre-loaded balance is available — ideal for keeping spending under control.
How the score is calculated
Overall score: 9.3 / 10 · Excellent
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 2.9 / 10 |
| Cash worldwide (14 %) | 4.5 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 1.8 / 10 |
| Community signal (12 %) | 6.9 / 10 |
Highlights
- Spend management & receipt capture
- Multiple employee cards
- Accounting integrations
- Controllable on a balance basis
Costs & Fees
| Annual fee | 0 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Prepaid |
| Network | Mastercard |
| Issuer | Pleo (Mastercard Commercial) |
There is no annual fee. Outside the euro area a 2.49 % foreign currency fee applies. Billing: Payment on a prepaid balance basis (top-up required in advance).
Redirect to provider · non-binding
This card in our comparisons: Free Credit Cards · Prepaid Credit Cards Without Schufa · Business & Corporate Credit Cards · Mastercard Credit Cards Compared
Similar credit cards
- bunq Free Prepaid Mastercard – Virtual prepaid Mastercard on a balance basis – without Schufa.
- Supremacard Prepaid Mastercard – Prepaid Mastercard without Schufa and without foreign currency fee.
- Trade Republic Card – Debit card for the Trade Republic account with 1% Saveback into your savings plan.
- Moss Credit Mastercard – Business credit card with spend control – Starter with no base fee.
Frequently asked questions
- What does the Pleo Starter Firmenkarte cost per year?
- The Pleo Starter Firmenkarte has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Pleo Starter Firmenkarte charge foreign currency fees?
- Yes. Outside the euro area the Pleo Starter Firmenkarte charges a 2.49 % foreign currency fee.
- Is the Pleo Starter Firmenkarte a genuine credit card?
- The Pleo Starter Firmenkarte is a prepaid card and works on a balance basis.
- How is money on the Pleo Starter Firmenkarte protected?
- NO statutory deposit guarantee. Pleo Financial Services A/S is a payment institution (e-money, licensed by Danish FSA). Customer funds are safeguarded at regulated partner banks (e.g. J.P. Morgan, Danske Bank).