Pleo Start Company Card
Company cards with spend management for teams.
Score: 7.0 / 10 · Fair
Rating: 8.2 / 10 · No reviews yet
Best for: Teams & startups
Overview
The Pleo Start Company Card is a prepaid card from Pleo (Mastercard Commercial) on the Mastercard network. Company cards with spend management for teams. The annual fee is €96. A surcharge of 2 % applies to payments in foreign currency.
Who is it for?
Our take: Teams & startups. Its strengths lie in mobile payments. It is issued without a German IBAN, so no additional checking account is strictly required. As a prepaid card only pre-loaded balance is available — ideal for keeping spending under control.
How the score is calculated
Overall score: 7.0 / 10 · Fair
| Costs (30 %) | 4.8 / 10 |
|---|---|
| Foreign currency (18 %) | 3.3 / 10 |
| Cash worldwide (14 %) | 3.1 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 1.8 / 10 |
| Community signal (12 %) | 6.9 / 10 |
Highlights
- Spend management & receipt capture
- Multiple employee cards
- Accounting integrations
- Controllable on a balance basis
Costs & Fees
| Annual fee | €96 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Prepaid |
| Network | Mastercard |
| Issuer | Pleo (Mastercard Commercial) |
The annual fee is €96. Outside the euro area a 2 % foreign currency fee applies. A fee of €5 per withdrawal + 2 % foreign currency fee applies to cash abroad. In Germany, cash withdrawals cost €5 per withdrawal. Billing: Payment on a prepaid balance basis (top-up required in advance).
Redirect to provider · non-binding
This card in our comparisons: Prepaid Credit Cards Without Schufa · Business & Corporate Credit Cards · Mastercard Credit Cards Compared
Related guides: Credit card without SCHUFA in Germany · How to pay money into a credit card · What is SCHUFA? Germany's credit score guide
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Frequently asked questions
- What does the Pleo Start Company Card cost per year?
- The Pleo Start Company Card costs €96 per year.
- Does the Pleo Start Company Card charge foreign currency fees?
- Yes. Outside the euro area the Pleo Start Company Card charges a 2 % foreign currency fee.
- Is the Pleo Start Company Card a genuine credit card?
- The Pleo Start Company Card is a prepaid card and works on a balance basis.
- How is money on the Pleo Start Company Card protected?
- NO statutory deposit guarantee. Pleo Financial Services A/S is a payment institution (e-money, licensed by Danish FSA). Customer funds are safeguarded at regulated partner banks (e.g. J.P. Morgan, Danske Bank).