Consors Credit Card Gold Light
Free credit card with the Consorsbank account and fee-free withdrawals worldwide.
Score: 9.2 / 10 · Excellent
Rating: 9.4 / 10 · 1.740 reviews
Best for: Consorsbank customers
Overview
The Consors Credit Card Gold Light is a charge card from Consorsbank on the Visa network. Free credit card with the Consorsbank account and fee-free withdrawals worldwide. It comes with no annual fee on a permanent basis and also waives the usual foreign currency fee abroad.
Who is it for?
Our take: Consorsbank customers. Its strengths lie in travel and use abroad and mobile payments. It is issued with a German IBAN. Transactions are collected and billed periodically.
How the score is calculated
Overall score: 9.2 / 10 · Excellent
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 9.1 / 10 |
Highlights
- €0 annual fee
- Free cash withdrawals worldwide
- No foreign currency fee
- Real credit card – accepted for deposits
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Charge card |
| Network | Visa |
| Issuer | Consorsbank |
There is no annual fee. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. Billing: Monthly billing, full balance settled by direct debit.
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This card in our comparisons: Free Credit Cards · Travel Credit Cards · Student Credit Cards · Visa Credit Cards Compared
Related guides: Foreign fee study 2026: what credit cards cost abroad · How to apply for a credit card in Germany · Using a credit card abroad: how to avoid fees
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Frequently asked questions
- What does the Consors Credit Card Gold Light cost per year?
- The Consors Credit Card Gold Light has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Consors Credit Card Gold Light charge foreign currency fees?
- No. With the Consors Credit Card Gold Light you pay no foreign currency fee worldwide.
- Is the Consors Credit Card Gold Light a genuine credit card?
- The Consors Credit Card Gold Light is a charge card — transactions are collected and billed periodically.
- Does the Consors Credit Card Gold Light require a SCHUFA check?
- Yes, Consorsbank runs a SCHUFA credit check for the Consors Credit Card Gold Light; a negative SCHUFA record can lead to rejection.
- How is money on the Consors Credit Card Gold Light protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary BdB deposit protection fund. Consorsbank is part of the German branch of BNP Paribas S.A.