Amazon Visa
Credit card for Amazon fans with boosted points for Prime members.
Score: 7.8 / 10 · Good
Rating: 6.6 / 10 · 4.320 reviews
Best for: Amazon shopping
Overview
The Amazon Visa is a genuine credit card from Amazon on the Visa network. Credit card for Amazon fans with boosted points for Prime members. It comes with no annual fee on a permanent basis. A surcharge of 1.5 % applies to payments in foreign currency.
Who is it for?
The card is particularly suited to amazon shopping. Its strengths lie in cashback (1 %) and mobile payments. It is issued without a German IBAN, so no additional checking account is strictly required. As a genuine credit card it offers a credit line (effective annual interest 21.21 %).
How the score is calculated
Overall score: 7.8 / 10 · Good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 4.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 5.3 / 10 |
| Cashback & bonus (10 %) | 2.5 / 10 |
| Features (6 %) | 1.8 / 10 |
| Community signal (12 %) | 7.2 / 10 |
Interest safeguard: −0.1 points due to high effective interest on installments.
Highlights
- €0 annual fee
- Up to 3% at Amazon (Prime)
- No foreign currency fee
- Points on every purchase
Costs & Fees
| Annual fee | 0 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | 21,21 % |
| Type | Credit card |
| Network | Visa |
| Issuer | Amazon |
Cashback: Cashback on Amazon purchases only
There is no annual fee. Outside the euro area a 1.5 % foreign currency fee applies. Cash withdrawals are free of charge worldwide. The effective annual interest rate is 21.21 % (for instalment payments). Billing: Monthly billing with optional installment (revolving) repayment.
Redirect to provider · non-binding
This card in our comparisons: Free Credit Cards · Miles & Cashback Credit Cards · Credit Cards With Instalments · Visa Credit Cards Compared
Similar credit cards
- BBVA Credit Card Classic – Fee-free credit card with free worldwide withdrawals and a German IBAN.
- Deutschland-Kreditkarte Classic – Well-known free Visa credit card with no account requirement, recommended by Stiftung Warentest.
- Hanseatic Bank GenialCard – Popular fee-free credit card with free worldwide withdrawals.
- Easybank Credit Card – Flexible credit card with no account requirement — successor to the Barclays Visa.
Frequently asked questions
- What does the Amazon Visa cost per year?
- The Amazon Visa has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Amazon Visa charge foreign currency fees?
- Yes. Outside the euro area the Amazon Visa charges a 1.5 % foreign currency fee.
- Is the Amazon Visa a genuine credit card?
- Yes, the Amazon Visa is a genuine credit card with a credit line (effective annual interest 21.21 %).
- Does the Amazon Visa require a SCHUFA check?
- Yes, Amazon runs a SCHUFA credit check for the Amazon Visa; a negative SCHUFA record can lead to rejection.
- How is money on the Amazon Visa protected?
- Statutory deposit guarantee Spain (Fondo de Garantía de Depósitos de Entidades de Crédito, FGD), up to €100,000. Amazon Visa is issued by Open Bank S.A. (brand Zinia, subsidiary of Santander Group).