Bank Norwegian Visa
The all-round fee-free travel credit card with no extra checking account.
Score: 8.6 / 10 · Very good
Rating: 9.4 / 10 · 2.980 reviews
Best for: Travel & everyday
Overview
The Bank Norwegian Visa is a genuine credit card from Bank Norwegian on the Visa network. The all-round fee-free travel credit card with no extra checking account. It comes with no annual fee on a permanent basis and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to travel & everyday. Its strengths lie in travel and use abroad, travellers who need insurance, bonus seekers and mobile payments. It is issued without a German IBAN, so no additional checking account is strictly required. As a genuine credit card it offers a credit line (effective annual interest 24.4 %).
How the score is calculated
Overall score: 8.6 / 10 · Very good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 4.6 / 10 |
| Cashback & bonus (10 %) | 0.4 / 10 |
| Features (6 %) | 5.2 / 10 |
| Community signal (12 %) | 9.3 / 10 |
Interest safeguard: −0.5 points due to high effective interest on installments.
Highlights
- Permanently €0 annual fee
- Free cash withdrawals worldwide
- No foreign currency fee
- Real credit card – accepted for deposits
Costs & Fees
| Annual fee | 0 € |
|---|---|
| Welcome bonus | +15 € |
| Eff. annual interest | 24,4 % |
| Type | Credit card |
| Network | Visa |
| Issuer | Bank Norwegian |
There is no annual fee. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. New customers receive a welcome bonus of €15. The effective annual interest rate is 24.4 % (for instalment payments). Billing: Monthly billing with optional installment (revolving) repayment.
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This card in our comparisons: Free Credit Cards · Travel Credit Cards · Student Credit Cards · Credit Cards With Insurance
Similar credit cards
- BBVA Credit Card Classic – Fee-free credit card with free worldwide withdrawals and a German IBAN.
- Deutschland-Kreditkarte Classic – Well-known free Visa credit card with no account requirement, recommended by Stiftung Warentest.
- Hanseatic Bank GenialCard – Popular fee-free credit card with free worldwide withdrawals.
- Easybank Credit Card – Flexible credit card with no account requirement — successor to the Barclays Visa.
Frequently asked questions
- What does the Bank Norwegian Visa cost per year?
- The Bank Norwegian Visa has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Bank Norwegian Visa charge foreign currency fees?
- No. With the Bank Norwegian Visa you pay no foreign currency fee worldwide.
- Is the Bank Norwegian Visa a genuine credit card?
- Yes, the Bank Norwegian Visa is a genuine credit card with a credit line (effective annual interest 24.4 %).
- Does the Bank Norwegian Visa include travel insurance?
- Yes, the Bank Norwegian Visa includes travel insurance benefits. The provider specifies the exact scope in the terms.
- Does the Bank Norwegian Visa require a SCHUFA check?
- Yes, Bank Norwegian runs a SCHUFA credit check for the Bank Norwegian Visa; a negative SCHUFA record can lead to rejection.
- How is money on the Bank Norwegian Visa protected?
- Statutory deposit guarantee Sweden (Riksgälden), up to €100,000 (equivalent to SEK 1,050,000–1,150,000). Bank Norwegian is a Norwegian branch of the Swedish NOBA Bank Group.