awa7 Visa
Sustainable free credit card — a tree is planted for every payment.
Score: 7.7 / 10 · Good
Rating: 8.4 / 10 · 1.280 reviews
Best for: Sustainability
Overview
The awa7 Visa is a genuine credit card from awa7 on the Visa network. Sustainable free credit card — a tree is planted for every payment. It comes with no annual fee on a permanent basis and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to sustainability. Its strengths lie in payments in foreign currency and mobile payments. It is issued without a German IBAN, so no additional checking account is strictly required. As a genuine credit card it offers a credit line (effective annual interest 22.96 %).
How the score is calculated
Overall score: 7.7 / 10 · Good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 3.4 / 10 |
| Interest (10 %) | 4.9 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 1.8 / 10 |
| Community signal (12 %) | 8.4 / 10 |
Interest safeguard: −0.4 points due to high effective interest on installments.
Highlights
- €0 annual fee
- No foreign currency fee on payments
- A tree planted per transaction
- No extra checking account required
Costs & Fees
| Annual fee | 0 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | 22,96 % |
| Type | Credit card |
| Network | Visa |
| Issuer | awa7 |
There is no annual fee. You pay no surcharge abroad or in foreign currency. A fee of 3.95 % applies to cash worldwide. The effective annual interest rate is 22.96 % (for instalment payments). Billing: Monthly billing with optional installment (revolving) repayment.
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This card in our comparisons: Free Credit Cards · Student Credit Cards · Credit Cards With Instalments · Visa Credit Cards Compared
Similar credit cards
- BBVA Credit Card Classic – Fee-free credit card with free worldwide withdrawals and a German IBAN.
- Deutschland-Kreditkarte Classic – Well-known free Visa credit card with no account requirement, recommended by Stiftung Warentest.
- Hanseatic Bank GenialCard – Popular fee-free credit card with free worldwide withdrawals.
- Easybank Credit Card – Flexible credit card with no account requirement — successor to the Barclays Visa.
Frequently asked questions
- What does the awa7 Visa cost per year?
- The awa7 Visa has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the awa7 Visa charge foreign currency fees?
- No. With the awa7 Visa you pay no foreign currency fee worldwide.
- Is the awa7 Visa a genuine credit card?
- Yes, the awa7 Visa is a genuine credit card with a credit line (effective annual interest 22.96 %).
- Does the awa7 Visa require a SCHUFA check?
- Yes, awa7 runs a SCHUFA credit check for the awa7 Visa; a negative SCHUFA record can lead to rejection.
- How is money on the awa7 Visa protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary BdB deposit protection fund. The awa7® Visa is issued by Hanseatic Bank GmbH & Co KG (Hamburg); the brand belongs to DZ-Media Verlag GmbH (Essen).