Comdirect Visa Debit Card
Debit card with the Comdirect account, German IBAN and a free checking account.
Score: 7.2 / 10 · Good
Rating: 6.8 / 10 · 1.890 reviews
Best for: Comdirect customers
Overview
The Comdirect Visa Debit Card is a debit card from Comdirect on the Visa network. Debit card with the Comdirect account, German IBAN and a free checking account. It comes with no annual fee on a permanent basis. A surcharge of 1.75 % applies to payments in foreign currency.
Who is it for?
Our take: Comdirect customers. Its strengths lie in mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 7.2 / 10 · Good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 3.6 / 10 |
| Cash worldwide (14 %) | 3.2 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 7.3 / 10 |
Highlights
- €0 with regular income
- 3 free withdrawals per month, then €4.90
- German IBAN
- Free account from €700 monthly income or with activity
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa |
| Issuer | Comdirect |
There is no annual fee. Outside the euro area a 1.75 % foreign currency fee applies. A fee of €4.90 per withdrawal + 1.75 % foreign currency fee applies to cash abroad (first 3 withdrawals/month without the €4.90). In Germany, cash withdrawals cost €4.90 per withdrawal (3 withdrawals/month free). Billing: Immediate deduction from the current account on each payment.
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This card in our comparisons: Free Credit Cards · Debit Credit Cards · Visa Credit Cards Compared
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Frequently asked questions
- What does the Comdirect Visa Debit Card cost per year?
- The Comdirect Visa Debit Card has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Comdirect Visa Debit Card charge foreign currency fees?
- Yes. Outside the euro area the Comdirect Visa Debit Card charges a 1.75 % foreign currency fee.
- Is the Comdirect Visa Debit Card a genuine credit card?
- The Comdirect Visa Debit Card is a debit card — transactions are debited directly from your account.
- Does the Comdirect Visa Debit Card require a SCHUFA check?
- Yes, Comdirect runs a SCHUFA credit check for the Comdirect Visa Debit Card; a negative SCHUFA record can lead to rejection.
- How is money on the Comdirect Visa Debit Card protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary BdB deposit protection fund. Comdirect is a brand of Commerzbank AG.