What does the DKB Visa Debitkarte cost per year?

The DKB Visa Debitkarte has no annual fee on a permanent basis — there are no fixed yearly costs.

Does the DKB Visa Debitkarte charge foreign currency fees?

No. With the DKB Visa Debitkarte you pay no foreign currency fee worldwide.

Is the DKB Visa Debitkarte a genuine credit card?

The DKB Visa Debitkarte is a debit card — transactions are debited directly from your account.

Does the DKB Visa Debitkarte require a SCHUFA check?

Yes, DKB runs a SCHUFA credit check for the DKB Visa Debitkarte; a negative SCHUFA record can lead to rejection.

How is money on the DKB Visa Debitkarte protected?

Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary deposit protection fund of public-sector banks (VÖB-ESF). DKB is a 100%-subsidiary of BayernLB.

DKB Visa Debit Card

Popular debit card with the DKB account — free for active customers.

Score: 9.1 / 10 · Excellent

Rating: 8.2 / 10 · 7.820 reviews

Best for: Popular checking account

Overview

The DKB Visa Debitkarte is a debit card from DKB on the Visa network. Popular debit card with the DKB account — free for active customers. It comes with no annual fee on a permanent basis and also waives the usual foreign currency fee abroad.

Who is it for?

The card is particularly suited to popular checking account. Its strengths lie in travel and use abroad and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.

How the score is calculated

Overall score: 9.1 / 10 · Excellent

Costs (30 %)	10.0 / 10
Foreign currency (18 %)	10.0 / 10
Cash worldwide (14 %)	10.0 / 10
Interest (10 %)	7.5 / 10
Cashback & bonus (10 %)	0.0 / 10
Features (6 %)	3.6 / 10
Community signal (12 %)	8.5 / 10

Our rating methodology

Highlights

€0 for active customers
Fee-free payments worldwide
No foreign currency fee
German IBAN

Costs & Fees

Annual fee	0 €
Welcome bonus	—
Eff. annual interest	—
Type	Debit card
Network	Visa
Issuer	DKB

There is no annual fee. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. Billing: Immediate deduction from the current account on each payment.

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This card in our comparisons: Free Credit Cards · Travel Credit Cards · Debit Credit Cards · Student Credit Cards

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Frequently asked questions

What does the DKB Visa Debitkarte cost per year?: The DKB Visa Debitkarte has no annual fee on a permanent basis — there are no fixed yearly costs.
Does the DKB Visa Debitkarte charge foreign currency fees?: No. With the DKB Visa Debitkarte you pay no foreign currency fee worldwide.
Is the DKB Visa Debitkarte a genuine credit card?: The DKB Visa Debitkarte is a debit card — transactions are debited directly from your account.
Does the DKB Visa Debitkarte require a SCHUFA check?: Yes, DKB runs a SCHUFA credit check for the DKB Visa Debitkarte; a negative SCHUFA record can lead to rejection.
How is money on the DKB Visa Debitkarte protected?: Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary deposit protection fund of public-sector banks (VÖB-ESF). DKB is a 100%-subsidiary of BayernLB.