DKB Visa Debit Card
Popular debit card with the DKB account — free for active customers.
Score: 9.1 / 10 · Excellent
Rating: 8.2 / 10 · 7.820 reviews
Best for: Popular checking account
Overview
The DKB Visa Debit Card is a debit card from DKB on the Visa network. Popular debit card with the DKB account — free for active customers. It comes with no annual fee on a permanent basis and also waives the usual foreign currency fee abroad.
Who is it for?
Our take: Popular checking account. Its strengths lie in travel and use abroad and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 9.1 / 10 · Excellent
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.5 / 10 |
Highlights
- €0 for active customers
- Fee-free payments worldwide
- No foreign currency fee
- German IBAN
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa |
| Issuer | DKB |
There is no annual fee. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Free Credit Cards · Travel Credit Cards · Debit Credit Cards · Student Credit Cards
Related guides: Foreign fee study 2026: what credit cards cost abroad · Types of credit cards in Germany explained · Using a credit card abroad: how to avoid fees
Similar credit cards
- Trade Republic Card – Debit card for the Trade Republic account with 1% Saveback into your savings plan.
- C24 Smart Debit Card – Free debit card with the C24 Smart account and fee-free payments worldwide.
- Klarna Card – Free Visa debit card with no foreign currency fee, ideal for online shopping.
- Revolut Standard – Digital debit card with real-time exchange rates for travel and online payments.
Frequently asked questions
- What does the DKB Visa Debit Card cost per year?
- The DKB Visa Debit Card has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the DKB Visa Debit Card charge foreign currency fees?
- No. With the DKB Visa Debit Card you pay no foreign currency fee worldwide.
- Is the DKB Visa Debit Card a genuine credit card?
- The DKB Visa Debit Card is a debit card — transactions are debited directly from your account.
- Does the DKB Visa Debit Card require a SCHUFA check?
- Yes, DKB runs a SCHUFA credit check for the DKB Visa Debit Card; a negative SCHUFA record can lead to rejection.
- How is money on the DKB Visa Debit Card protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary deposit protection fund of public-sector banks (VÖB-ESF). DKB is a 100%-subsidiary of BayernLB.