Consors Visa Debit
Free debit card with the Consorsbank account and a German IBAN.
Score: 7.4 / 10 · Good
Rating: 8.2 / 10 · 1.450 reviews
Best for: Consorsbank customers
Overview
The Consors Visa Debit is a debit card from Consorsbank on the Visa network. Free debit card with the Consorsbank account and a German IBAN. It comes with no annual fee on a permanent basis. A surcharge of 2.1 % applies to payments in foreign currency.
Who is it for?
Our take: Consorsbank customers. Its strengths lie in mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 7.4 / 10 · Good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 3.2 / 10 |
| Cash worldwide (14 %) | 4.9 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.2 / 10 |
Highlights
- €0 annual fee
- Pay & withdraw free in euros (from €50)
- Free account from €700 monthly income or under 31
- German IBAN
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa |
| Issuer | Consorsbank |
There is no annual fee. Outside the euro area a 2.1 % foreign currency fee applies. A fee of 2.1 % applies to cash abroad. In Germany, cash withdrawals cost €1.95 per withdrawal (free from €50). Billing: Immediate deduction from the current account on each payment.
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This card in our comparisons: Free Credit Cards · Debit Credit Cards · Visa Credit Cards Compared · Consorsbank Credit Cards Compared
Related guides: Types of credit cards in Germany explained · Virtual credit cards, Apple Pay & Google Pay · How to pay money into a credit card
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Frequently asked questions
- What does the Consors Visa Debit cost per year?
- The Consors Visa Debit has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Consors Visa Debit charge foreign currency fees?
- Yes. Outside the euro area the Consors Visa Debit charges a 2.1 % foreign currency fee.
- Is the Consors Visa Debit a genuine credit card?
- The Consors Visa Debit is a debit card — transactions are debited directly from your account.
- Does the Consors Visa Debit require a SCHUFA check?
- Yes, Consorsbank runs a SCHUFA credit check for the Consors Visa Debit; a negative SCHUFA record can lead to rejection.
- How is money on the Consors Visa Debit protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary BdB deposit protection fund. Consorsbank is part of the German branch of BNP Paribas S.A.