Revolut Standard
Digital debit card with real-time exchange rates for travel and online payments.
Score: 8.5 / 10 · Very good
Rating: 8.0 / 10 · 5.680 reviews
Best for: Digital & multi-currency
Overview
The Revolut Standard is a debit card from Revolut on the Visa or Mastercard network (depending on availability). Digital debit card with real-time exchange rates for travel and online payments. It comes with no annual fee on a permanent basis and also waives the usual foreign currency fee abroad.
Who is it for?
Our take: Digital & multi-currency. Its strengths lie in payments in foreign currency and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 8.5 / 10 · Very good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.3 / 10 |
Highlights
- €0 annual fee
- No foreign currency fee on payments
- 5 withdrawals or €200/month free, then 2%
- Accounts in many currencies
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa or Mastercard (depending on availability) |
| Issuer | Revolut |
There is no annual fee. You pay no surcharge abroad or in foreign currency. A fee of 2 % (min. €1) applies to cash worldwide (up to €200 or 5 withdrawals/month free). Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Free Credit Cards · Debit Credit Cards · Student Credit Cards · Visa Credit Cards Compared
Related guides: Virtual credit cards, Apple Pay & Google Pay · Foreign fee study 2026: what credit cards cost abroad · What is SCHUFA? Germany's credit score guide
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Frequently asked questions
- What does the Revolut Standard cost per year?
- The Revolut Standard has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Revolut Standard charge foreign currency fees?
- No. With the Revolut Standard you pay no foreign currency fee worldwide.
- Is the Revolut Standard a genuine credit card?
- The Revolut Standard is a debit card — transactions are debited directly from your account.
- Is the Revolut Standard available without SCHUFA?
- Yes, the Revolut Standard can generally be obtained without a classic SCHUFA credit check or without a negative SCHUFA record. The provider's terms always apply.
- How is money on the Revolut Standard protected?
- Statutory deposit guarantee Lithuania (Public Institution 'Deposit and Investment Insurance' / IDF), up to €100,000. Revolut Bank UAB holds a full banking licence from the Bank of Lithuania.