easybank Platinum Double
Premium travel credit card with a full insurance package and 0% foreign currency fee worldwide.
Score: 7.0 / 10 · Good
Rating: 7.9 / 10 · 640 reviews
Best for: Frequent travellers
Overview
The easybank Platinum Double is a genuine credit card from easybank on the Visa network. Premium travel credit card with a full insurance package and 0% foreign currency fee worldwide. The annual fee is €99 and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to frequent travellers. Its strengths lie in travel and use abroad, travellers who need insurance and mobile payments. It is issued without a German IBAN, so no additional checking account is strictly required. As a genuine credit card it offers a credit line (effective annual interest 21.21 %).
How the score is calculated
Overall score: 7.0 / 10 · Good
| Costs (30 %) | 3.1 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 5.3 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 5.2 / 10 |
Highlights
- 0% foreign currency fee worldwide
- Comprehensive travel insurance package
- Up to 59 days interest-free period
- Free cash withdrawals worldwide
Costs & Fees
| Annual fee | 99 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | 21,21 % |
| Type | Credit card |
| Network | Visa |
| Issuer | easybank |
The annual fee is €99. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. The effective annual interest rate is 21.21 % (for instalment payments). Billing: Monthly billing with optional installment (revolving) repayment.
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This card in our comparisons: Travel Credit Cards · Credit Cards With Insurance · Credit Cards With Instalments
Similar credit cards
- BBVA Credit Card Classic – Fee-free credit card with free worldwide withdrawals and a German IBAN.
- Deutschland-Kreditkarte Classic – Well-known free Visa credit card with no account requirement, recommended by Stiftung Warentest.
- Hanseatic Bank GenialCard – Popular fee-free credit card with free worldwide withdrawals.
- Easybank Credit Card – Flexible credit card with no account requirement — successor to the Barclays Visa.
Frequently asked questions
- What does the easybank Platinum Double cost per year?
- The easybank Platinum Double costs €99 per year.
- Does the easybank Platinum Double charge foreign currency fees?
- No. With the easybank Platinum Double you pay no foreign currency fee worldwide.
- Is the easybank Platinum Double a genuine credit card?
- Yes, the easybank Platinum Double is a genuine credit card with a credit line (effective annual interest 21.21 %).
- Does the easybank Platinum Double include travel insurance?
- Yes, the easybank Platinum Double includes travel insurance benefits. The provider specifies the exact scope in the terms.
- Does the easybank Platinum Double require a SCHUFA check?
- Yes, easybank runs a SCHUFA credit check for the easybank Platinum Double; a negative SCHUFA record can lead to rejection.
- How is money on the easybank Platinum Double protected?
- Statutory deposit guarantee Austria (Einlagensicherung AUSTRIA GmbH, ESA), up to €100,000. Additionally voluntary BdB fund (up to €3 million). The Barclays brand in Germany is now operated under BAWAG AG (easybank).