What does the N26 Go cost per year?

The N26 Go costs €118.8 per year.

Does the N26 Go charge foreign currency fees?

No. With the N26 Go you pay no foreign currency fee worldwide.

Does the N26 Go include travel insurance?

Yes, the N26 Go includes travel insurance benefits. The provider specifies the exact scope in the terms.

Does the N26 Go require a SCHUFA check?

Yes, N26 runs a SCHUFA credit check for the N26 Go; a negative SCHUFA record can lead to rejection.

How is money on the N26 Go protected?

Statutory deposit guarantee Germany (Entschädigungseinrichtung deutscher Banken GmbH, EdB), up to €100,000. No voluntary BdB fund membership.

N26 Go

N26 travel card with insurance and unlimited free withdrawals worldwide for under €10/month.

Score: 7.7 / 10 · Good

Rating: 7.9 / 10 · 2.600 reviews

Best for: Travel with a German IBAN

Overview

The N26 Go is a debit card from N26 on the Mastercard network. N26 travel card with insurance and unlimited free withdrawals worldwide for under €10/month. The annual fee is €118.8 and also waives the usual foreign currency fee abroad.

Who is it for?

The card is particularly suited to travel with a german iban. Its strengths lie in travel and use abroad, cashback (1 %), travellers who need insurance and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.

How the score is calculated

Overall score: 7.7 / 10 · Good

Costs (30 %)	2.7 / 10
Foreign currency (18 %)	10.0 / 10
Cash worldwide (14 %)	10.0 / 10
Interest (10 %)	7.5 / 10
Cashback & bonus (10 %)	2.5 / 10
Features (6 %)	10.0 / 10
Community signal (12 %)	8.1 / 10

Our rating methodology

Highlights

German IBAN
Travel insurance package included
Unlimited free withdrawals outside the eurozone
0% foreign currency fee worldwide

Costs & Fees

Annual fee	118,8 €
Welcome bonus	—
Eff. annual interest	—
Type	Debit card
Network	Mastercard
Issuer	N26

The annual fee is €118.8. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. Billing: Immediate deduction from the current account on each payment.

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This card in our comparisons: Travel Credit Cards · Gold & Platinum Credit Cards · Miles & Cashback Credit Cards · Debit Credit Cards

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Frequently asked questions

What does the N26 Go cost per year?: The N26 Go costs €118.8 per year.
Does the N26 Go charge foreign currency fees?: No. With the N26 Go you pay no foreign currency fee worldwide.
Is the N26 Go a genuine credit card?: The N26 Go is a debit card — transactions are debited directly from your account.
Does the N26 Go include travel insurance?: Yes, the N26 Go includes travel insurance benefits. The provider specifies the exact scope in the terms.
Does the N26 Go require a SCHUFA check?: Yes, N26 runs a SCHUFA credit check for the N26 Go; a negative SCHUFA record can lead to rejection.
How is money on the N26 Go protected?: Statutory deposit guarantee Germany (Entschädigungseinrichtung deutscher Banken GmbH, EdB), up to €100,000. No voluntary BdB fund membership.