N26 Metal
Exclusive stainless steel card with a free lounge visit, travel insurance and unlimited free withdrawals.
Rating: 8.0 / 10 · 1.450 reviews
Best for: Premium everyday use
Overview
The N26 Metal is a debit card from N26 on the Mastercard network. Exclusive stainless steel card with a free lounge visit, travel insurance and unlimited free withdrawals. The annual fee is €202.8 and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to premium everyday use. Its strengths lie in travel and use abroad, cashback (1 %), travellers who need insurance and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
Highlights
- Stainless steel card with German IBAN
- First lounge visit per year free
- Unlimited free withdrawals outside the eurozone
- Comprehensive travel insurance package
Costs & Fees
| Annual fee | 202,8 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Mastercard |
| Issuer | N26 |
The annual fee is €202.8. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide.
Redirect to provider · non-binding
This card in our comparisons: Travel Credit Cards · Gold & Platinum Credit Cards · Miles & Cashback Credit Cards · Debit Credit Cards
Similar credit cards
- Wise Debitkarte – Multi-currency debit card with a fair exchange rate — ideal for travel and foreign payments.
- Trade Republic Karte – Debit card for the Trade Republic account with 1% Saveback into your savings plan.
- ING Visa Card – Solid Visa debit card with the free ING checking account and a German IBAN.
- C24 Smart Debitkarte – Free debit card with the C24 Smart account and fee-free payments worldwide.
Frequently asked questions
- What does the N26 Metal cost per year?
- The N26 Metal costs €202.8 per year.
- Does the N26 Metal charge foreign currency fees?
- No. With the N26 Metal you pay no foreign currency fee worldwide.
- Is the N26 Metal a genuine credit card?
- The N26 Metal is a debit card — transactions are debited directly from your account.
- Does the N26 Metal include travel insurance?
- Yes, the N26 Metal includes travel insurance benefits. The provider specifies the exact scope in the terms.