Revolut Plus
Affordable entry into the Revolut ecosystem with a higher FX limit and reduced weekend surcharge.
Score: 7.3 / 10 · Good
Rating: 7.7 / 10 · 3.400 reviews
Best for: Everyday foreign currency
Overview
The Revolut Plus is a debit card from Revolut on the Visa or Mastercard network (depending on availability). Affordable entry into the Revolut ecosystem with a higher FX limit and reduced weekend surcharge. The annual fee is €29.99. The card also waives the usual foreign currency fee abroad.
Who is it for?
Our take: Everyday foreign currency. Its strengths lie in payments in foreign currency and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 7.3 / 10 · Good
| Costs (30 %) | 5.6 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.0 / 10 |
Highlights
- German IBAN
- FX limit of €3,000/month without surcharge
- Withdraw €200/month free, then 2%
- 0% foreign currency fee within the limit
Costs & Fees
| Annual fee | €29.99 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa or Mastercard (depending on availability) |
| Issuer | Revolut |
The annual fee is €29.99. You pay no surcharge abroad or in foreign currency. A fee of 2 % (min. €1) applies to cash worldwide (up to €200/month free). Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Debit Credit Cards · Visa Credit Cards Compared · Mastercard Credit Cards Compared · Credit Cards Without Foreign Transaction Fees Compared
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Frequently asked questions
- What does the Revolut Plus cost per year?
- The Revolut Plus costs €29.99 per year.
- Does the Revolut Plus charge foreign currency fees?
- No. With the Revolut Plus you pay no foreign currency fee worldwide.
- Is the Revolut Plus a genuine credit card?
- The Revolut Plus is a debit card — transactions are debited directly from your account.
- Is the Revolut Plus available without SCHUFA?
- Yes, the Revolut Plus can generally be obtained without a classic SCHUFA credit check or without a negative SCHUFA record. The provider's terms always apply.
- How is money on the Revolut Plus protected?
- Statutory deposit guarantee Lithuania (Public Institution 'Deposit and Investment Insurance' / IDF), up to €100,000. Revolut Bank UAB holds a full banking licence from the Bank of Lithuania.