Tomorrow Visa Debit Card
Sustainable Now account with Visa debit - EUR 0 with EUR 500+ monthly deposit, otherwise up to EUR 4.90.
Score: 7.3 / 10 · Good
Rating: 8.2 / 10 · 980 reviews
Best for: Sustainability
Overview
The Tomorrow Visa Debit Card is a debit card from Tomorrow on the Visa network. Sustainable Now account with Visa debit - EUR 0 with EUR 500+ monthly deposit, otherwise up to EUR 4.90. It comes with no annual fee on a permanent basis. A surcharge of 2 % applies to payments in foreign currency.
Who is it for?
Our take: Sustainability. Its strengths lie in mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 7.3 / 10 · Good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 3.3 / 10 |
| Cash worldwide (14 %) | 3.6 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.2 / 10 |
Highlights
- Sustainable banking
- No SCHUFA check
- Climate action on every payment
- German IBAN
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa |
| Issuer | Tomorrow |
There is no annual fee. Outside the euro area a 2 % foreign currency fee applies. A fee of €3 per withdrawal + 2 % foreign currency fee applies to cash abroad (1 withdrawal/month without the €3). In Germany, cash withdrawals cost €3 per withdrawal (1 withdrawal/month free). Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Free Credit Cards · Debit Credit Cards · Visa Credit Cards Compared · Credit Cards Without SCHUFA Compared
Related guides: What is SCHUFA? Germany's credit score guide · Types of credit cards in Germany explained · Virtual credit cards, Apple Pay & Google Pay
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Frequently asked questions
- What does the Tomorrow Visa Debit Card cost per year?
- The Tomorrow Visa Debit Card has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Tomorrow Visa Debit Card charge foreign currency fees?
- Yes. Outside the euro area the Tomorrow Visa Debit Card charges a 2 % foreign currency fee.
- Is the Tomorrow Visa Debit Card a genuine credit card?
- The Tomorrow Visa Debit Card is a debit card — transactions are debited directly from your account.
- Is the Tomorrow Visa Debit Card available without SCHUFA?
- Yes, the Tomorrow Visa Debit Card can generally be obtained without a classic SCHUFA credit check or without a negative SCHUFA record. The provider's terms always apply.
- How is money on the Tomorrow Visa Debit Card protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000 per customer (via partner bank Solaris SE). Tomorrow has no banking licence itself; all banking is provided by Solaris SE.