Norisbank Credit Card Standard
Credit card with the Norisbank account — free for active customers, fee-free in euros.
Score: 7.7 / 10 · Good
Rating: 8.0 / 10 · 510 reviews
Best for: Norisbank customers
Overview
The Norisbank Credit Card Standard is a charge card from Norisbank on the Mastercard network. Credit card with the Norisbank account — free for active customers, fee-free in euros. It comes with no annual fee on a permanent basis. A surcharge of 2.25 % applies to payments in foreign currency.
Who is it for?
Our take: Norisbank customers. Its strengths lie in mobile payments. It is issued with a German IBAN. Transactions are collected and billed periodically.
How the score is calculated
Overall score: 7.7 / 10 · Good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 3.1 / 10 |
| Cash worldwide (14 %) | 8.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.0 / 10 |
Highlights
- €0 for active customers
- Free euro withdrawals in the EEA
- Monthly full settlement (charge card)
- German IBAN
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Charge card |
| Network | Mastercard |
| Issuer | Norisbank |
There is no annual fee. Outside the euro area a 2.25 % foreign currency fee applies. A fee of 0.5 % applies to cash abroad. In Germany, cash withdrawals cost 2.5 % (min. €6). Billing: Monthly billing, full balance settled by direct debit.
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This card in our comparisons: Free Credit Cards · Mastercard Credit Cards Compared
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Frequently asked questions
- What does the Norisbank Credit Card Standard cost per year?
- The Norisbank Credit Card Standard has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Norisbank Credit Card Standard charge foreign currency fees?
- Yes. Outside the euro area the Norisbank Credit Card Standard charges a 2.25 % foreign currency fee.
- Is the Norisbank Credit Card Standard a genuine credit card?
- The Norisbank Credit Card Standard is a charge card — transactions are collected and billed periodically.
- Does the Norisbank Credit Card Standard require a SCHUFA check?
- Yes, Norisbank runs a SCHUFA credit check for the Norisbank Credit Card Standard; a negative SCHUFA record can lead to rejection.
- How is money on the Norisbank Credit Card Standard protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary BdB deposit protection fund (at least €438,000 total, as of 2026). Norisbank GmbH, Bonn (subsidiary of Deutsche Bank Group).