DKB Visa Credit Card
Genuine DKB credit card with a credit line for bookings and deposits.
Score: 8.1 / 10 · Very good
Rating: 8.2 / 10 · 3.960 reviews
Best for: Genuine credit card
Overview
The DKB Visa Kreditkarte is a charge card from DKB on the Visa network. Genuine DKB credit card with a credit line for bookings and deposits. The annual fee is €29.88 and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to genuine credit card. Its strengths lie in travel and use abroad and mobile payments. It is issued with a German IBAN. Transactions are collected and billed periodically.
How the score is calculated
Overall score: 8.1 / 10 · Very good
| Costs (30 %) | 6.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.4 / 10 |
Highlights
- Real credit card with credit line
- Free withdrawals worldwide
- No foreign currency fee
- Accepted for deposits
Costs & Fees
| Annual fee | 29,88 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Charge card |
| Network | Visa |
| Issuer | DKB |
The annual fee is €29.88. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. Billing: Monthly billing, full balance settled by direct debit.
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This card in our comparisons: Travel Credit Cards · Visa Credit Cards Compared · Credit Cards Without Foreign Transaction Fees Compared · DKB Credit Cards Compared
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Frequently asked questions
- What does the DKB Visa Kreditkarte cost per year?
- The DKB Visa Kreditkarte costs €29.88 per year.
- Does the DKB Visa Kreditkarte charge foreign currency fees?
- No. With the DKB Visa Kreditkarte you pay no foreign currency fee worldwide.
- Is the DKB Visa Kreditkarte a genuine credit card?
- The DKB Visa Kreditkarte is a charge card — transactions are collected and billed periodically.
- Does the DKB Visa Kreditkarte require a SCHUFA check?
- Yes, DKB runs a SCHUFA credit check for the DKB Visa Kreditkarte; a negative SCHUFA record can lead to rejection.
- How is money on the DKB Visa Kreditkarte protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary deposit protection fund of public-sector banks (VÖB-ESF). DKB is a 100%-subsidiary of BayernLB.