DKB Visa Credit Card
Genuine DKB credit card with a credit line for bookings and deposits.
Score: 8.3 / 10 · Very good
Rating: 8.2 / 10 · 3.960 reviews
Best for: Genuine credit card
Overview
The DKB Visa Credit Card is a charge card from DKB on the Visa network. Genuine DKB credit card with a credit line for bookings and deposits. The annual fee is €29.88. The card also waives the usual foreign currency fee abroad.
Who is it for?
Our take: Genuine credit card. Its strengths lie in travel and use abroad, the welcome bonus and mobile payments. It is issued with a German IBAN. Transactions are collected and billed periodically.
How the score is calculated
Overall score: 8.3 / 10 · Very good
| Costs (30 %) | 6.0 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 10.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 2.5 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 8.4 / 10 |
Highlights
- Real credit card with credit line
- Free withdrawals worldwide
- No foreign currency fee
- Accepted for deposits
Costs & Fees
| Annual fee | €29.88 |
|---|---|
| Welcome bonus | +€90 |
| Eff. annual interest | — |
| Type | Charge card |
| Network | Visa |
| Issuer | DKB |
€90 for new customers: open a DKB current account by 3 Nov 2026 and order the credit card in the same application, with at least €1,500 incoming by 31 Dec 2026 (no DKB current account in the last 12 months). With an existing DKB current account: €30 for your first DKB credit card, pay 3 times with at least €5 each within 6 weeks
The annual fee is €29.88. You pay no surcharge abroad or in foreign currency. Cash withdrawals are free of charge worldwide. New customers receive a welcome bonus of €90. Billing: Monthly billing, full balance settled by direct debit.
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This card in our comparisons: Travel Credit Cards · Visa Credit Cards Compared · Credit Cards Without Foreign Transaction Fees Compared · DKB Credit Cards Compared
Related guides: Rental car deposits with a credit card · Foreign fee study 2026: what credit cards cost abroad · Using a credit card abroad: how to avoid fees
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Frequently asked questions
- What does the DKB Visa Credit Card cost per year?
- The DKB Visa Credit Card costs €29.88 per year.
- Does the DKB Visa Credit Card charge foreign currency fees?
- No. With the DKB Visa Credit Card you pay no foreign currency fee worldwide.
- Is the DKB Visa Credit Card a genuine credit card?
- The DKB Visa Credit Card is a charge card — transactions are collected and billed periodically.
- Does the DKB Visa Credit Card require a SCHUFA check?
- Yes, DKB runs a SCHUFA credit check for the DKB Visa Credit Card; a negative SCHUFA record can lead to rejection.
- How is money on the DKB Visa Credit Card protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. Additionally voluntary deposit protection fund of public-sector banks (VÖB-ESF). DKB is a 100%-subsidiary of BayernLB.