Miles & More Gold Credit Card Business
The miles card for business spending and travel.
Score: 7.6 / 10 · Good
Rating: 8.4 / 10 · No reviews yet
Best for: Business travellers
Overview
The Miles & More Gold Credit Card Business is a genuine credit card from Deutsche Bank on the Mastercard network. The miles card for business spending and travel. The annual fee is €138. A surcharge of 1.95 % applies to payments in foreign currency.
Who is it for?
The card is particularly suited to business travellers. Its strengths lie in travellers who need insurance and mobile payments. It is issued with a German IBAN. As a genuine credit card it offers a credit line (effective annual interest 8.9 %).
How the score is calculated
Overall score: 7.6 / 10 · Good
| Costs (30 %) | 3.9 / 10 |
|---|---|
| Foreign currency (18 %) | 3.4 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 8.0 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 7.0 / 10 |
| Community signal (12 %) | 6.9 / 10 |
Highlights
- Reward miles on business spending
- Comprehensive travel insurance
- Separation of business spending
- German IBAN
Costs & Fees
| Annual fee | 138 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | 8,9 % |
| Type | Credit card |
| Network | Mastercard |
| Issuer | Deutsche Bank |
The annual fee is €138. Outside the euro area a 1.95 % foreign currency fee applies. A fee of 2 % applies to cash worldwide. The effective annual interest rate is 8.9 % (for instalment payments). Billing: Monthly billing with optional installment (revolving) repayment.
Redirect to provider · non-binding
This card in our comparisons: Credit Cards With Insurance · Credit Cards With Instalments · Business & Corporate Credit Cards · Mastercard Credit Cards Compared
Similar credit cards
- BBVA Credit Card Classic – Fee-free credit card with free worldwide withdrawals and a German IBAN.
- Deutschland-Kreditkarte Classic – Well-known free Visa credit card with no account requirement, recommended by Stiftung Warentest.
- Hanseatic Bank GenialCard – Popular fee-free credit card with free worldwide withdrawals.
- Easybank Credit Card – Flexible credit card with no account requirement — successor to the Barclays Visa.
Frequently asked questions
- What does the Miles & More Gold Credit Card Business cost per year?
- The Miles & More Gold Credit Card Business costs €138 per year.
- Does the Miles & More Gold Credit Card Business charge foreign currency fees?
- Yes. Outside the euro area the Miles & More Gold Credit Card Business charges a 1.95 % foreign currency fee.
- Is the Miles & More Gold Credit Card Business a genuine credit card?
- Yes, the Miles & More Gold Credit Card Business is a genuine credit card with a credit line (effective annual interest 8.9 %).
- Does the Miles & More Gold Credit Card Business include travel insurance?
- Yes, the Miles & More Gold Credit Card Business includes travel insurance benefits. The provider specifies the exact scope in the terms.
- Does the Miles & More Gold Credit Card Business require a SCHUFA check?
- Yes, Deutsche Bank runs a SCHUFA credit check for the Miles & More Gold Credit Card Business; a negative SCHUFA record can lead to rejection.
- How is money on the Miles & More Gold Credit Card Business protected?
- Statutory deposit guarantee Germany (EdB), up to €100,000. The voluntary BdB top-up for Deutsche Bank was discontinued for new deposits from 01.01.2023.