Revolut Metal
Stainless steel card with cashback on payments and partner travel insurance — Revolut's top everyday card.
Score: 6.9 / 10 · Fair
Rating: 7.9 / 10 · 1.300 reviews
Best for: Premium with cashback
Overview
The Revolut Metal is a debit card from Revolut on the Visa network. Stainless steel card with cashback on payments and partner travel insurance — Revolut's top everyday card. The annual fee is €155 and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to premium with cashback. Its strengths lie in payments in foreign currency, cashback (1 %), travellers who need insurance and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 6.9 / 10 · Fair
| Costs (30 %) | 1.9 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 2.5 / 10 |
| Features (6 %) | 10.0 / 10 |
| Community signal (12 %) | 8.0 / 10 |
Highlights
- Stainless steel card with German IBAN
- Cashback up to 1% outside Europe
- Travel insurance incl. partner
- Unlimited foreign currency transactions
Costs & Fees
| Annual fee | 155 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa |
| Issuer | Revolut |
The annual fee is €155. You pay no surcharge abroad or in foreign currency. A fee of 2 % applies to cash worldwide. Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Gold & Platinum Credit Cards · Miles & Cashback Credit Cards · Debit Credit Cards · Credit Cards With Insurance
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Frequently asked questions
- What does the Revolut Metal cost per year?
- The Revolut Metal costs €155 per year.
- Does the Revolut Metal charge foreign currency fees?
- No. With the Revolut Metal you pay no foreign currency fee worldwide.
- Is the Revolut Metal a genuine credit card?
- The Revolut Metal is a debit card — transactions are debited directly from your account.
- Does the Revolut Metal include travel insurance?
- Yes, the Revolut Metal includes travel insurance benefits. The provider specifies the exact scope in the terms.
- Is the Revolut Metal available without SCHUFA?
- Yes, the Revolut Metal can generally be obtained without a classic SCHUFA credit check or without a negative SCHUFA record. The provider's terms always apply.
- How is money on the Revolut Metal protected?
- Statutory deposit guarantee Lithuania (Public Institution 'Deposit and Investment Insurance' / IDF), up to €100,000. Revolut Bank UAB holds a full banking licence from the Bank of Lithuania.