Revolut Metal
Stainless steel card with cashback on payments and partner travel insurance — Revolut's top everyday card.
Score: 6.5 / 10 · Fair
Rating: 7.9 / 10 · 1.300 reviews
Best for: Premium with cashback
Overview
The Revolut Metal is a debit card from Revolut on the Visa or Mastercard network (depending on availability). Stainless steel card with cashback on payments and partner travel insurance — Revolut's top everyday card. The annual fee is €155. The card also waives the usual foreign currency fee abroad.
Who is it for?
Our take: Premium with cashback. Its strengths lie in payments in foreign currency, cashback (0.1 %), included travel insurance and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 6.5 / 10 · Fair
| Costs (30 %) | 1.9 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.3 / 10 |
| Features (6 %) | 7.0 / 10 |
| Community signal (12 %) | 8.0 / 10 |
Highlights
- Stainless steel card with German IBAN
- 0.1% cashback in Europe, 1% outside
- Travel insurance incl. partner
- Unlimited foreign currency transactions
Costs & Fees
| Annual fee | €155 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa or Mastercard (depending on availability) |
| Issuer | Revolut |
The annual fee is €155. You pay no surcharge abroad or in foreign currency. A fee of 2 % (min. €1) applies to cash worldwide (up to €800/month free). Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Gold & Platinum Credit Cards · Miles & Cashback Credit Cards · Debit Credit Cards · Credit Cards With Insurance
Related guides: Credit card security: fraud and liability · Using a credit card abroad: how to avoid fees · Credit card travel insurance: what's covered
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Frequently asked questions
- What does the Revolut Metal cost per year?
- The Revolut Metal costs €155 per year.
- Does the Revolut Metal charge foreign currency fees?
- No. With the Revolut Metal you pay no foreign currency fee worldwide.
- Is the Revolut Metal a genuine credit card?
- The Revolut Metal is a debit card — transactions are debited directly from your account.
- Does the Revolut Metal include travel insurance?
- Yes, the Revolut Metal includes travel insurance benefits. The provider specifies the exact scope in the terms.
- Is the Revolut Metal available without SCHUFA?
- Yes, the Revolut Metal can generally be obtained without a classic SCHUFA credit check or without a negative SCHUFA record. The provider's terms always apply.
- How is money on the Revolut Metal protected?
- Statutory deposit guarantee Lithuania (Public Institution 'Deposit and Investment Insurance' / IDF), up to €100,000. Revolut Bank UAB holds a full banking licence from the Bank of Lithuania.