Revolut Premium
Unlimited foreign currency transactions without surcharge plus a travel insurance package for under €9/month.
Score: 6.9 / 10 · Fair
Rating: 7.8 / 10 · 2.100 reviews
Best for: Travel without an FX limit
Overview
The Revolut Premium is a debit card from Revolut on the Visa network. Unlimited foreign currency transactions without surcharge plus a travel insurance package for under €9/month. The annual fee is €89 and also waives the usual foreign currency fee abroad.
Who is it for?
The card is particularly suited to travel without an fx limit. Its strengths lie in payments in foreign currency, travellers who need insurance and mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 6.9 / 10 · Fair
| Costs (30 %) | 2.9 / 10 |
|---|---|
| Foreign currency (18 %) | 10.0 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 10.0 / 10 |
| Community signal (12 %) | 8.0 / 10 |
Highlights
- German IBAN
- Unlimited foreign currency transactions without surcharge
- Travel insurance package included
- Lounge access bookable
Costs & Fees
| Annual fee | 89 € |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Visa |
| Issuer | Revolut |
The annual fee is €89. You pay no surcharge abroad or in foreign currency. A fee of 2 % applies to cash worldwide. Billing: Immediate deduction from the current account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Gold & Platinum Credit Cards · Debit Credit Cards · Credit Cards With Insurance · Visa Credit Cards Compared
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Frequently asked questions
- What does the Revolut Premium cost per year?
- The Revolut Premium costs €89 per year.
- Does the Revolut Premium charge foreign currency fees?
- No. With the Revolut Premium you pay no foreign currency fee worldwide.
- Is the Revolut Premium a genuine credit card?
- The Revolut Premium is a debit card — transactions are debited directly from your account.
- Does the Revolut Premium include travel insurance?
- Yes, the Revolut Premium includes travel insurance benefits. The provider specifies the exact scope in the terms.
- Is the Revolut Premium available without SCHUFA?
- Yes, the Revolut Premium can generally be obtained without a classic SCHUFA credit check or without a negative SCHUFA record. The provider's terms always apply.
- How is money on the Revolut Premium protected?
- Statutory deposit guarantee Lithuania (Public Institution 'Deposit and Investment Insurance' / IDF), up to €100,000. Revolut Bank UAB holds a full banking licence from the Bank of Lithuania.