Tide Business Account Free
Free business account for the self-employed and small businesses with a Mastercard debit card.
Data as of:
Score: 8.6 / 10 · Very good
Rating: 7.5 / 10 · No reviews yet
Best for: Founders & small businesses
Overview
The Tide Business Account Free is a debit card from Tide (Adyen N.V.) on the Mastercard network. Free business account for the self-employed and small businesses with a Mastercard debit card. It comes with no annual fee on a permanent basis. A surcharge of 1 % applies to payments in foreign currency.
Who is it for?
Our take: Founders & small businesses. Its strengths lie in mobile payments. It is issued with a German IBAN. As a debit card, transactions are debited directly from your account.
How the score is calculated
Overall score: 8.6 / 10 · Very good
| Costs (30 %) | 10.0 / 10 |
|---|---|
| Foreign currency (18 %) | 5.0 / 10 |
| Cash worldwide (14 %) | 5.0 / 10 |
| Interest (10 %) | 7.5 / 10 |
| Cashback & bonus (10 %) | 0.0 / 10 |
| Features (6 %) | 3.6 / 10 |
| Community signal (12 %) | 6.9 / 10 |
Highlights
- €0 account fee (free plan)
- Free Mastercard debit card
- 5 transfers/month free, then €0.20
- German IBAN
Costs & Fees
| Annual fee | €0 |
|---|---|
| Welcome bonus | — |
| Eff. annual interest | — |
| Type | Debit card |
| Network | Mastercard |
| Issuer | Tide (Adyen N.V.) |
There is no annual fee. Outside the euro area a 1 % foreign currency fee applies. A fee of €2 per withdrawal + 1 % foreign currency fee applies to cash abroad. In Germany, cash withdrawals cost €2 per withdrawal. Billing: Immediate deduction from the business account on each payment.
Redirect to provider · non-binding
This card in our comparisons: Business & Corporate Credit Cards · Mastercard Credit Cards Compared
Related guides: How to apply for a credit card in Germany · Types of credit cards in Germany explained · Credit card application documents in Germany
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Frequently asked questions
- What does the Tide Business Account Free cost per year?
- The Tide Business Account Free has no annual fee on a permanent basis — there are no fixed yearly costs.
- Does the Tide Business Account Free charge foreign currency fees?
- Yes. Outside the euro area the Tide Business Account Free charges a 1 % foreign currency fee.
- Is the Tide Business Account Free a genuine credit card?
- The Tide Business Account Free is a debit card — transactions are debited directly from your account.
- How is money on the Tide Business Account Free protected?
- Statutory Dutch deposit guarantee up to €100,000 via the account-holding partner Adyen N.V. (credit institution supervised by De Nederlandsche Bank). The card is issued by the e-money institution PPS EU SA (Belgium); Tide itself is not a bank.